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**
New **
Personal
Bankruptcy - A real-life account of one person who went
this route.
Graduation
Shock - Graduation from college is a big step that is both exciting and frightening. Along with entry to “the real world” of work comes the realization that you, and you alone, must be responsible for your finances.
*Bankruptcy
- Bankruptcy may not be the
end-all solution it's made out to be. One should carefully consider all
options before taking this path.
Budgeting
- In theory, setting up a
budget is as simple as 1-2-3. List your monthly income and total
up your monthly expenses. Now, live within those parameters. In
reality, it requires a great deal of discipline and some
sacrifice to make it work. The following article serves as a
guideline.
Credit
Cards - Information covering cash advances and balance
transfers.
Medical
Billing - Be sure to check you bill for add-ons, unauthorized
charges and piling-on, to ensure the accuracy of your bill.
*NOTE- New bankrupt legislation is
pending and expected to pass which will make it harder for consumers to
file chapter 7 and force them into a chapter 13 repayment plan. Details
upcoming...
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